AI, automation and ageing
Ageing pressures vary across industries, and where automation potential is limited, economies may need to increase workforce participation and mobility.
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Promoting global monetary and financial stability through international cooperation
Ageing pressures vary across industries, and where automation potential is limited, economies may need to increase workforce participation and mobility.
Basel III risk-based capital and leverage ratios are stable, while liquidity indicators show limited movements for large internationally active banks.
Private credit helped finance the post-2020 shift to the digital economy by lending against cash flows and intangible assets.
Artificial intelligence (AI) and robots have the potential to offset the macroeconomic consequences of an ageing population. This bulletin assesses where automation can relieve pressure on shrinking workforces and where higher labour participation remains essential.
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Fernando Restoy · Chair, Financial Stability Institute
Pablo Hernández de Cos · General Manager
Pablo Hernández de Cos · General Manager
Fernando Restoy · Chair, Financial Stability Institute
Pablo Hernández de Cos · General Manager
Christine Lagarde · President
Olli Rehn · Governor
Claudia Buch · Chair of the Supervisory Board
Gabriel Makhlouf · Governor
Tiff Macklem · Governor
BIS statistics, compiled in cooperation with central banks and other national authorities, are designed to inform the analysis of monetary and financial stability, to support international cooperation and to provide a basis for policy recommendations.
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Real global house prices declined by 1.2% year on year in the first quarter of 2026.
Statistical release covering cross-border claims of reporting banks and global liquidity indicators.
Access the BIS statistical datasets through a single entry point. Build, customise and share charts across banking, credit, debt securities, derivatives, foreign exchange and property price statistics.
This report summarises the results of the Basel III monitoring exercise as of 31 December 2025. Risk-based capital and leverage ratios remained stable for large internationally active banks, while liquidity indicators showed limited movements.
Learn moreThe Basel Committee on Banking Supervision aims to enhance understanding of the key supervisory issues and improve the quality of banking supervision worldwide.
Central bank forum for monitoring and examining broad issues relating to financial markets and systems.
Learn moreSets global standards for the safety and efficiency of payment, clearing, settlement and related arrangements.
Learn moreA forum for senior officials from central banks to discuss developments in financial markets and their implications.
Learn moreExamines the design and operation of central banks as public policy institutions.
Learn moreAddresses statistical issues of concern to central banks, including those relating to economic, monetary and financial stability.
Learn moreSupports financial sector authorities worldwide in strengthening their financial systems through standards implementation.
Learn moreThe Innovation Hub develops public goods in the technology space to support central banks and improve the functioning of the financial system. We identify and develop insights into critical trends in financial technology.
View all projectsA proof-of-concept dashboard to enhance policymakers' understanding and monitoring of global supply chains.
A prototype for cross-border open finance interconnectivity through standardised APIs.
Demonstrates how tokenisation can improve wholesale cross-border payments.
CPMI and IOSCO seek stakeholder input on practical approaches to strengthening cyber resilience at financial market infrastructures.
CPMI-IOSCO are seeking input from stakeholders on a cyber resilience toolkit and a related discussion paper.
CPMI and IOSCO examine the risks created by critical third-party dependencies at financial market infrastructures.
Learn about what it's like to work for the BIS and view current vacancies in Basel and around the world.
Assisting supervisors worldwide in strengthening their financial systems.
Designed to support central bank collaboration on new technology.